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Federal Perkins and Stafford Loan Forgiveness Program


The US Department of Education Teacher Loan Forgiveness Program and Perkins Loan Cancellation Program are intended to encourage individuals to enter and continue in the teaching profession. Under these programs, individuals who teach full time for five consecutive, complete academic years in certain elementary and secondary schools that serve low-income families, and/or meet other qualifications may be eligible for loan forgiveness or cancellation.

Loan forgiveness is determined and processed through the entity that holds your loan (loan servicer). For specific questions regarding eligibility for loan forgiveness, you must contact your loan servicer. The New Mexico Public Education Department (NMPED) does not determine an individual’s eligibility for loan forgiveness, or approve or deny loan forgiveness applications.

The NMPED is responsible for maintaining the list of eligible schools that is provided to the U.S. Department of Education. In general, eligible schools are those that have a free and reduced lunch percentage of 30 percent or higher.

Click on the following hyperlink to find out if your school is on the list for Perkins and Teacher Loan Forgiveness for Service in Low-Income Schools.

Please remember to use the School District’s name when filling out the “location” category. The search is by School District, not by city.

For more information or to download a copy of the loan forgiveness application please visit the US Department of Education Loan Forgiveness website at http://studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying

If your school is not on the list and you think this is in error, please contact Feliz Romero at Feliz.romero@state.nm.us or 505-827-1468 for assistance.









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